Terms & Conditions

TERMS OF WEBSITE USE
for 
www.valuethemarkets.com

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE

The content of this site is intended to be used, and must only be used for information purposes only.  It is very important to do your own analysis before making any investment based on your personal circumstances. You should take independent financial advice from a profession in connection with, or independently research and verify any information that you find on this site, and wish to rely on whether for the purpose of making an investment decision or otherwise. No news or research item is a personal recommendation to deal or invest in any particular company or product, nor does Valuethemarkets.com or Teathers Financial Plc endorse any investment or product.

This website is a news website only. Valuethemarkets.com and Teathers Financial Plc are not a broker/dealer, we are not an investment advisor, we have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice.

 We are not regulated by the Financial Conduct Authority. You will have no right to complain to the Financial Ombudsman Services or to seek compensation from the Financial Services Compensation Scheme.

All investments can fall as well as rise in value so you could lose some or all of your investment.  Past performance is not an indicator of future performance.

These terms tell you the rules for using our website www.valuethemarkets.com (our site). By using our site, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms, you must not use our site.

WHO WE ARE AND HOW TO CONTACT US

www.valuethemarkets.com is a site operated by Teathers Financial Plc (“We”). We are a limited company, registered in England and Wales under company number 00092343 and have our registered office at 83 Ducie Street, Manchester, M1 2JQ.  Our VAT number is GB 205 373 684.

To contact us, please email info@valuethemarkets.com

THERE ARE OTHER TERMS THAT MAY APPLY TO YOU

These terms of use refer to the following additional terms, which also apply to your use of our site:

  • Our Privacy Policy (below), which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.
  • Our Cookie Policy (below) which sets out information about the cookies on our site.

WE MAY MAKE CHANGES TO OUR SITE AND THESE TERMS

We may update and change our site from time to time to reflect our users’ needs and our business priorities.  The content may be out of date from time to time, and we are under no obligation to update it.

We may amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.

ACCESS TO OUR SITE

Our site is made available free of charge.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

Our site is directed to people residing in the United Kingdom. We do not represent that content available on or through our site is appropriate for use or available in other locations.

Our site is not aimed at children and should not be used by minors without consent of an appropriate adult.

Access to functionality on the site may be restricted to registered users. Where you have an account with us, you are responsible for keeping your user name and log-in details secure and confidential, and are liable for all actions on the site under your user name.  We reserve the right to disable any access to the restricted areas from time to time without any liability to you.

HOW YOU MAY USE MATERIAL ON OUR SITE

The content of this site is intended to be used, and must only be used for information purposes only.  It is very important to do your own analysis before making any investment based on your personal circumstances. You should take independent financial advice from a profession in connection with, or independently research and verify any information that you find on this site, and wish to rely on whether for the purpose of making an investment decision or otherwise. No news or research item is a personal recommendation to deal or invest in any particular company or product, nor does Valuethemarkets.com or Teathers Financial Plc endorse any investment or product.

This website is a news website only. Valuethemarkets.com and Teathers Financial Plc are not a broker/dealer, we are not an investment advisor, we have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice.

We are not regulated by the Financial Conduct Authority. You will have no right to complain to the Financial Ombudsman Services or to seek compensation from the Financial Services Compensation Scheme.

All investments can fall as well as rise in value so you could lose some or all of your investment.  Past performance is not an indicator of future performance.

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may not use any of our intellectual property rights without out permission. You may take a single copy or download extracts of any page(s) from our site for your personal, non-commercial use.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

DO NOT RELY ON INFORMATION ON THIS SITE

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

PROHIBITED USES

You may use our site only for lawful purposes. You may not use our site:

  • In any way that breaches any applicable local, national or international law or regulation.
  • In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.
  • For the purpose of harming or attempting to harm minors in any way.
  • To send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards.
  • To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).
  • To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

You also agree:

  • Not to reproduce, duplicate, copy or re-sell any part of our site in contravention of the provisions of these terms of use.
  • Not to access without authority, interfere with, damage or disrupt:
  • any part of our site;
  • any equipment or network on which our site is stored;
  • any software used in the provision of our site; or
  • any equipment or network or software owned or used by any third party.

WE ARE NOT RESPONSIBLE FOR WEBSITES WE LINK TO

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those sites or resources.

The inclusion of advertisements on our site is not an endorsement of that sponsor or their goods or services, and we are not responsible for any losses you may incur through engagement with any sponsor advertising on our site from time to time.

USER-GENERATED CONTENT IS NOT APPROVED BY US

This website may include information and materials uploaded by other users of the site. This information and these materials have not been verified or approved by us. The views expressed by other users on our site do not represent our views or values.

If you wish to complain about information and materials uploaded by other users please contact us on info@valuethemarkets.com.

USER CONTRIBUTIONS

Whenever you make use of an interactive feature that allows you to upload content to our site, or to make contact with other users of our site, you must comply with the content standards set out below:

  • These content standards apply to any and all material which you contribute to our site (Contribution), and to any interactive services associated with it, and apply to each part of a Contribution. These standards must be complied with in spirit as well as to the letter.
  • Teathers Financial Plc will have the final decision whether a Contribution fails to meet these content standards.
  • A Contribution must:
  • Be accurate (where it states facts).
  • Be genuinely held (where it states opinions).
  • Comply with the law applicable in England and Wales.
  • A Contribution must not:
  • Be defamatory of any person.
  • Be obscene, offensive, hateful or inflammatory.
  • Promote sexually explicit material, violence or any kind of discrimination
  • Infringe any copyright, database right or trade mark of any other person.
  • Be likely to deceive any person.
  • Breach any legal duty owed to a third party, such as a contractual duty or a duty of confidence.
  • Promote any illegal activity, or be threatening or abusive or be likely to harass, upset, alarm, embarrass or annoy and other person
  • Impersonate any person, or misrepresent your identity or affiliation with any person or company, or suggest that Teathers Financial Plc has supported your Contribution
  • Contain a statement which you know or believe, or have reasonable grounds for believing, that members of the public to whom the statement is, or is to be, published are likely to understand as a direct or indirect encouragement or other inducement to the commission, preparation or instigation of any illegal act

Where we make interactive features available, we will do our best to assess any possible risks for users from third parties when they use any interactive service provided on our site, and we will decide in each case whether it is appropriate to use moderation of the relevant service (including what kind of moderation to use) in the light of those risks. However, we are under no obligation to oversee, monitor or moderate any interactive service we provide on our site, and we expressly exclude our liability for any loss or damage arising from the use of any interactive service by a user in contravention of our content standards, whether the service is moderated or not.

If we feel that you have breached these Contribution rules, we may temporarily or permanently withdraw the offending, and any other Contributions you have made and temporarily or permanently withdraw your rights to use our site or our interactive features.  We may issue a warning and reserve the right to contact appropriate agencies (include the police or regulatory authorities) and/or take legal action against you.  You acknowledge that we may provide details of your identity to third parties to take appropriate action to protect legal or personal rights.

You warrant that any contribution you make to our site complies with our standards, and you will be liable to us and indemnify us for any breach of that warranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.

Any content you upload to our site will be considered non-confidential and non-proprietary. You retain all of your ownership rights in your content, but you are required to grant us and other users of our site a perpetual, world-wide, non-exclusive, royalty-free licence to use, reproduce, store and copy that content and to distribute and make it available to third parties as part of our interactive functionality.

We have the right to remove any posting you make on our site if, in our opinion, your post does not comply with the content standards set out below in these terms.

We exclude our liability for all action we may take in response to breaches of this acceptable use policy. The actions we may take are not limited to those described above, and we may take any other action we reasonably deem appropriate.

OUR RESPONSIBILITY FOR LOSS OR DAMAGE SUFFERED BY YOU

  • We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.
  • Please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
  • If defective digital content that we have supplied, damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill, we will either repair the damage or pay you compensation. However, we will not be liable for damage that you could have avoided by following our advice to apply an update offered to you free of charge or for damage that was caused by you failing to correctly follow installation instructions or to have in place the minimum system requirements advised by us.

WE ARE NOT RESPONSIBLE FOR VIRUSES AND YOU MUST NOT INTRODUCE THEM

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

APPLICABLE LAW AND JURISDICTION

Please note that these terms of use, their subject matter and their formation, are governed by English law. The courts of England and Wales will have exclusive jurisdiction except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

MISCELLANEOUS

 If any provision of these terms is unlawful, void or for any reason is unenforceable, that provision shall be enforced to the extent possible, and all other terms and provisions will continue to apply.

Any delay by us in enforcing these terms will not constitute a waiver of our right to enforce that term or any other terms.

We may transfer or assign any of our rights or obligations under these terms to a third party without notice and without the need for you to consent to such transfer or assignment. We will need to consent to any transfer or assignment of your rights or obligations to us.

PRIVACY POLICY

This policy applies to personal information collected on the www.valuethemarket.com website, (“Site”) which is operated by Teathers Financial Plc (“We”).  We are a limited company registered in England and Wales under company number 00092343 whose registered office is at 83 Ducie Street, Manchester M1 2JQ.

This policy tells you how we will use any personal information that we collect or that you provide through our website.  We recommend you read it carefully before you proceed to use our site.

This policy operates alongside our ‘Terms of Website Use’ (above) and our ‘Cookie Policy’ (below).

Personal Information we collect

You do not have to give us any personal information in order to use most of the functionality of our site.  However, if you wish to register on our site, participate in any of our interactive functionalities, request further information or provide content for publishing on our site we may collect some of the following personal information:

  • Your name address telephone number and email address
  • We will automatically collect details about your GEO location using the automatic settings on phone or mobile device where these are enabled. If you do not wish us to use this information you may disable the GEO location technology as it applies to the portal through your phone or mobile device.
  • We may also collect information about your visits to our site each time you log-in and use the site we will automatically collect technical information including your IP address connecting your device to the internet, your log-in information and details of the parts of our site that you interact on each visit. We use this automatically collected information to maintain and improve our site and our interactive facilities.  The web analytics data that we collect is not directly linked to individuals and we do not use this information to identify you or make decisions about you personally.

How is your personal information used and shared

We collect the information to allow us to administer our website and provide customer services, and enable you to participate in the interactive features of our site.  We also use the information to comply with our legal, regulatory and compliance requirements and to monitor and analyse the use of individual accounts to prevent, investigate and/or report fraud or other issues.  We may also use information that you have provided to us to communicate with you and to investigate any complaints about content that is posted on the site.  We may also contact you about products and services that we may think may be of interest to you.  We may share your personal information with our affiliated group companies for all of the above mentioned purposes.

We may employ the services of third party service providers to assist us to provide the certain aspects of the site and/or the interactive facilities.  We may employ the services of third party service providers to help us in certain aspects of the provision of the site or the interactive facilities and they may receive or have access to your information although we will remain in control and be responsible for this information at all times.  We may provide information to fraud prevention agencies, law enforcement agencies or the regulator in order to ensure that information is accurate and the site is used in accordance with the law.

Transfer of your personal information outside the UK

We do not transfer your personal information outside of the UK, and we will continue to ensure that if information is made available outside the UK it is kept securely and used in accordance with our privacy policy.  We may also disclose personal information to third parties if we buy or sell any business or assets where we may be required to disclose personal data to the prescriptive seller or buyer of such business or assets or where we are under a duty to disclose personal data to comply with any legal obligations or to enforce or apply our terms of use.

Using information to keep in touch with you

We may from time to time contact you by email or other electronic means to send you information about our services that may be of interest to you.  This is referred to as direct marketing.  We will only contact you for direct marketing purposes where you have agreed to receive information.  If at any point you would like to opt out of receiving such communications from us or change the way in which we communicate with you please email us at info@valuethemarkets.com

Secure collection and storage of your information

All the information that you provide to us or we collect about you via our site is stored on secure servers.  We understand that this includes confidential information and have put in place a range of suitable physical electronic and managerial procedures to safeguard and secure your information.

You are responsible for keeping your user name and log-in details secure to ensure that this information can retain confidential.  Unfortunately the transmission of information via the internet is not completely secure.  Whilst we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site and any transmission is at your own risk.

Links to other websites

Our site contains links to other websites including those of sponsors or advertisers over which we have no control.  We are not responsible for the privacy practices of any other websites which you may choose to visit from out site.  We strongly encourage you to review the privacy policies of those other websites to understand how they may collect, use and share your personal information.

Access to your data and your rights

Under the Data Protection Act you are entitled to see the personal information held about you if you wish to do this, please contact us at info@valuethemarkets.com. We may require you to provide evidence of your identity and pay an administration fee in order for us to provide a copy of the personal information that we hold.

In addition, you have the right to request from us that inept information is corrected, that information about you is deleted in certain circumstance, that we stop using the personal information and that decisions made about you are not made by wholly automated means.  Some of these rights are limited to certain defined circumstances and we may not always be able to comply with the request to exercise these rights.  You may review, correct, update or change your personal information at any time.  If you are unhappy with the way in which we are using your personal information or wish to complain about the way in which we have handled any request from you then please contact info@valuethemarkets.com and we will try to resolve your concerns.  You also have the right to complain to the Information Commissioner’s office details of which can be found at https://ico.org.uk.

Changes to our privacy notice

Any changes that we may make to our privacy notice in the future will be posted on this page.  Please check that frequently to see any updates or changes that we may make.  This ensures that you will be aware of the personal information we collect, how we use it and how we share it with third parties.

COOKIE POLICY

Cookies are small data files which ask permission to be located on your computer’s hard drive.  Where you agree to the use of cookies, the cookie file helps to analyse website traffic or lets you know when you have visited a particular site to enable the website owner to respond to you as an individual.

Use of cookies on our site

We use cookies to collect information about you and your on-line preferences and to manage the interactive features on our site.  Cookies do not give us access to your computer or any data that you have not agreed to share with us.  You are able to accept or decline cookies, most web browsers are set to automatically accept cookies but you can modify your settings to change this.  However that may impact on your ability to use our site.

We use the following categories of cookies on our site:

Strictly necessary cookies: these cookies are essential in order to enable you to move around the site and use its features, without these cookies services you have asked for cannot be provided.

Performance cookies: these cookies collect anonymous information on how users use our site for example Google analytic cookies do not collect personal detail from an individual but are used to show how you navigate around our site.

 

Leave a Reply

Your email address will not be published. Required fields are marked *