Analyzing Buyer Behavior in Tokenized Dollar-Yield Products

By Patricia Miller

2 min read

Arrakis Finance's analysis reveals $91.3 billion in tokenized dollar-yield products, dominated by USDC, highlighting trends in buyer behavior.

#What Insights Does the Arrakis Finance Analysis Provide?

Arrakis Finance recently conducted an extensive on-chain analysis to explore the purchasing behaviors of over 71,000 buyers across ten different tokenized dollar-yield products. This study reveals that total gross acquisitions in this market segment reached an impressive $91.3 billion. Interestingly, during the course of one year, tokenized TradFi credit funds were able to retain 68% of their buyers, treasury products held on to 60%, while crypto-native credit and carry products exhibited a much lower retention rate of just 28%.

A key takeaway from the analysis is the demand dynamic observed, which is particularly instructive for potential investors. Out of the $12.4 billion in recorded acquisitions, a significant 66% originated from decentralized protocols and DAO treasuries. Notably, traditional financial institutions such as pension funds, banks, and asset managers showed no involvement in these transactions, indicating a shift in market activity toward decentralized finance.

Additionally, the analysis reported that the median check size for Centrifuge’s JAAA product reached approximately $29 million, making it about three times larger than the subsequent leading product in the category.

#How Significant is the Role of USDC in Transactions?

The findings reveal that USDC stands out as the dominant currency in this sector. Approximately 80% of acquisitions were settled in USDC, culminating in a total volume of around $17.4 billion. Contrarily, secondary market transactions barely made an impact, representing less than 6% of the total volume.

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#What Does the Broader RWA Picture Look Like?

When examining the broader landscape of Real-World Asset (RWA) investments, it is noteworthy that this sector experienced an explosive year-over-year growth of 179%, surpassing $33.8 billion by July 2026. The study also highlights that most wallets participating in this market exhibited their median first activities around mid-2024.

Despite the growth potential, leverage usage within these investment products remains low and restricted, primarily available through selected options like mF-ONE and AA_FalconXUSDC. This controlled approach may appeal to risk-averse investors seeking stability within a volatile market.

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Important Notice And Disclaimer

This article does not provide any financial advice and is not a recommendation to deal in any securities or product. Investments may fall in value and an investor may lose some or all of their investment. Past performance is not an indicator of future performance.