Key Developments in Spot Crypto ETFs and Their Impact on Investors

By Patricia Miller

Sep 24, 2025

2 min read

SEC's review of spot crypto ETFs like XRP and Solana may finish this week, paving the way for direct crypto asset investments.

#What can retail investors expect from the SEC’s latest reviews on crypto ETFs?

Retail investors should closely monitor the SEC's ongoing review of spot crypto ETFs, as this process could conclude this week. The SEC is in the final stages of evaluating various filings related to digital assets, including XRP and Solana. This review is crucial since it marks a shift from traditional futures-based products to ETFs that directly hold cryptocurrencies, potentially opening up new investment avenues.

How do new SEC rules impact ETF launches?

In September, the SEC approved new listing rules aimed at expediting the launch of ETFs that hold crypto assets beyond just Bitcoin. This regulatory change signifies a significant step forward, enabling a quicker review process for these investment vehicles. The implications for investors are noteworthy; more accessible investment opportunities in digital assets could soon be available.

XRP and Solana have shown considerable promise recently. XRP is gaining traction with institutional investors, particularly through Ripple's partnerships with firms like DBS and Franklin Templeton. Meanwhile, Solana's platform is well-regarded for its high-speed transaction capabilities, making it a candidate for future ETF inclusion. As the approval process progresses, the possibility of these two assets entering the mainstream investment framework appears brighter.

Why is the shift towards spot crypto ETFs important?

The transition from futures-based ETFs to those that hold crypto assets directly marks a pivotal moment in the financial landscape. Previous spot ETF approvals for Bitcoin have created a framework that may enable enhanced market access for other cryptocurrencies. For investors, this means an opportunity to diversify their portfolios and invest in digital assets through traditional exchanges. With the potential of spot crypto ETFs becoming a reality, it’s crucial for investors to stay informed and prepared for these developments in the crypto investing space.

Important Notice And Disclaimer

This article does not provide any financial advice and is not a recommendation to deal in any securities or product. Investments may fall in value and an investor may lose some or all of their investment. Past performance is not an indicator of future performance.