The SEC's New Token Taxonomy: Understanding Crypto Assets and Securities

By Patricia Miller

Nov 12, 2025

2 min read

The SEC is clarifying which crypto assets are securities with new guidelines categorizing them into digital commodities, collectibles, and more.

#What is the SEC's New Token Taxonomy?

The Securities and Exchange Commission is working on a new taxonomy for crypto assets to clarify which of these assets qualify as securities according to established legal standards. The forthcoming guidelines will categorize crypto assets into four distinct types based on extensive public feedback, improving the overall regulation of the cryptocurrency market.

SEC Chairman Paul Atkins emphasized at a recent meeting that this taxonomy will categorize digital assets into four primary groups:

  • Digital commodities or network tokens associated with decentralized systems

  • Digital collectibles such as artwork or in-game assets

  • Digital tools, including memberships or tickets

  • Tokenized securities that represent financial ownership and will continue to be regulated under existing securities laws.

#How Will This Affect Crypto Assets?

The proposed framework aims to provide clarity, particularly for developers and investors, creating a supportive environment for innovation. According to Atkins, while many tokens that trade today are not considered securities, some may have had the potential to be classified as investment contracts during their initial offerings. However, there is a key understanding that investment contracts may lose their security status once the responsibilities associated with them are fulfilled, leading to a decentralized structure with no ongoing obligations from the issuer.

In his remarks, Atkins stated that once these contracts run their course, the token may still change hands, but such transactions are not regarded as securities transactions based on prior classification.

#What are the SEC's Future Plans?

The SEC plans to pursue discussions with various regulatory bodies, including the Commodity Futures Trading Commission and banking regulators, to ensure that assets not classified as securities are governed under a suitable regulatory framework. This approach aims to balance effective regulation with the need to foster growth and innovation in the crypto sector.

Investors should stay informed about these developments, as the emerging guidelines could reshape the landscape of crypto investments and provide key insights into regulatory practices in the coming months.

Important Notice And Disclaimer

This article does not provide any financial advice and is not a recommendation to deal in any securities or product. Investments may fall in value and an investor may lose some or all of their investment. Past performance is not an indicator of future performance.